New to Medicare or rethinking your coverage on the Central Coast? As an independent broker, I compare plans across carriers — at no cost to you — and make the decision feel clear.
From Santa Barbara and Goleta to Santa Maria and Lompoc, choosing Medicare coverage shouldn't be confusing. I'm an independent broker, so I'm not steering you toward one company's products. Instead, I review the plans available where you live and help you understand what each one covers, what it costs, and where the trade-offs are.
It starts with a relaxed conversation about your doctors, medications, and priorities — no jargon, no pressure, and no obligation to enroll.
An all-in-one option that often includes prescription, dental, and vision coverage, frequently with low or $0 monthly premiums.
Works with Original Medicare to cover deductibles and copays, giving you predictable costs and nationwide doctor access.
Drug coverage chosen around your specific prescriptions to keep your total yearly cost as low as possible.
Plans designed for specific chronic conditions or for those who qualify for both Medicare and Medicaid.
Helping Medicare-eligible residents in:
I'm not employed by any carrier, so my recommendation is based on your needs — not a company's quota.
I explain Medicare terms in everyday English until your options genuinely make sense.
You reach me directly — not a call center — before, during, and after you enroll.
Yes. I help Medicare-eligible residents across Santa Barbara County — including Santa Barbara, Santa Maria, Goleta, Lompoc, Carpinteria, Buellton, and Solvang — by phone, video, or in person.
Medicare Advantage (Part C) replaces Original Medicare and often adds extra benefits but uses a plan network. Medigap works alongside Original Medicare to cover out-of-pocket costs and lets you see any doctor who accepts Medicare. The right choice depends on your health, budget, and doctors — which is what I help you figure out.
Yes, completely. The insurance carriers compensate brokers, so there is never a charge to you for my guidance, comparisons, or enrollment assistance.