/* ============================================================
   Matt Medicares Insurance — Global Stylesheet v2
   Brand Colors: #4130FB (Royal Blue), #0ABFBC (Ocean Teal),
                 #F8F9FF (Soft White), #1A1A2E (Deep Charcoal),
                 #333333 (Near Black)
   Font: Poppins (Google Fonts)
   ============================================================ */

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Lato', Arial, Helvetica, sans-serif;
  color: #1A1A2E;
  background: #fff;
  line-height: 1.85;
  font-size: 17px;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* --- CSS Variables --- */
:root {
  --blue:    #4130FB;
  --blue-dark: #3020e0;
  --blue-deep: #2a1db5;
  --teal:    #0ABFBC;
  --teal-dark: #089a97;
  --bg:      #F8F9FF;
  --dark:    #1A1A2E;
  --charcoal:#333333;
  --white:   #ffffff;
  --radius:  12px;
  --radius-lg: 20px;
  --shadow:  0 4px 24px rgba(65,48,251,0.10);
  --shadow-md: 0 8px 32px rgba(65,48,251,0.15);
  --shadow-lg: 0 16px 48px rgba(65,48,251,0.20);
  --trans:   0.25s ease;
  --trans-slow: 0.4s ease;
}

/* --- Typography --- */
h1, h2, h3, h4 {
  font-family: 'Playfair Display', Georgia, 'Times New Roman', serif;
  line-height: 1.25;
  font-weight: 700;
  color: var(--dark);
  letter-spacing: -0.01em;
}
h1 { font-size: clamp(2.1rem, 4vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.35rem); }
h3 { font-size: 1.3rem; font-weight: 600; }
p  { margin-bottom: 1rem; color: #444; font-size: 1.06rem; letter-spacing: 0.01em; }

/* Navigation & UI text stays Lato */
.nav-links a, .btn, .nav-phone, .section-label,
.stat-label, .logo-name, .logo-sub, .footer-h,
.footer-links a, .plan-tag, .hero-badge,
.area-pill, .contact-detail strong {
  font-family: 'Lato', Arial, Helvetica, sans-serif;
}

.text-center { text-align: center; }
.text-white  { color: var(--white) !important; }
.text-teal   { color: var(--teal); }
.text-blue   { color: var(--blue); }

/* --- Layout --- */
.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 1.5rem;
}
.section {
  padding: 90px 0;
}
.section-sm { padding: 60px 0; }
.section-bg { background: var(--bg); }
.section-blue { background: var(--blue); }
.section-dark { background: var(--dark); }

/* --- Scroll Animations --- */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-left {
  opacity: 0;
  transform: translateX(-30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal-left.visible {
  opacity: 1;
  transform: translateX(0);
}
.reveal-right {
  opacity: 0;
  transform: translateX(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal-right.visible {
  opacity: 1;
  transform: translateX(0);
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* --- Buttons --- */
.btn {
  display: inline-block;
  padding: 14px 32px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.03em;
  cursor: pointer;
  transition: all var(--trans);
  border: 2px solid transparent;
  white-space: nowrap;
  position: relative;
  overflow: hidden;
}
.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0.15);
  opacity: 0;
  transition: opacity var(--trans);
  border-radius: 50px;
}
.btn:hover::after { opacity: 1; }

.btn-primary {
  background: var(--blue);
  color: var(--white);
  border-color: var(--blue);
}
.btn-primary:hover {
  background: var(--blue-dark);
  border-color: var(--blue-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(65,48,251,0.40);
}
.btn-teal {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}
.btn-teal:hover {
  background: var(--teal-dark);
  border-color: var(--teal-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(10,191,188,0.40);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline:hover {
  background: var(--white);
  color: var(--blue);
  transform: translateY(-2px);
}
.btn-lg { padding: 18px 42px; font-size: 1.05rem; }

/* --- Navigation --- */
.site-header {
  background: var(--blue);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 16px rgba(0,0,0,0.18);
  transition: box-shadow var(--trans);
}
.site-header.scrolled {
  box-shadow: 0 4px 24px rgba(0,0,0,0.25);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
/* Logo */
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}
.logo-icon {
  background: rgba(255,255,255,0.15);
  border-radius: 8px;
  padding: 6px 10px;
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -1px;
  border: 1.5px solid rgba(255,255,255,0.3);
}
.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.logo-name {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}
.logo-sub {
  font-size: 0.68rem;
  color: rgba(255,255,255,0.75);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.logo img {
  height: 52px;
  width: auto;
}
/* Nav links */
.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}
.nav-links a {
  color: rgba(255,255,255,0.9);
  font-size: 0.88rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  transition: color var(--trans);
  padding-bottom: 2px;
  border-bottom: 2px solid transparent;
}
.nav-links a:hover,
.nav-links a.active {
  color: var(--white);
  border-bottom-color: var(--teal);
}
/* Phone in nav */
.nav-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  font-weight: 700;
  font-size: 1rem;
  background: rgba(255,255,255,0.12);
  padding: 8px 18px;
  border-radius: 50px;
  border: 1.5px solid rgba(255,255,255,0.25);
  transition: all var(--trans);
}
.nav-phone:hover {
  background: rgba(255,255,255,0.22);
  transform: translateY(-1px);
}
.nav-phone svg { width: 16px; height: 16px; }
/* Hamburger */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--trans);
}
@media (max-width: 900px) {
  .nav-links { display: none; }
  .nav-toggle { display: flex; }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 72px;
    left: 0; right: 0;
    background: var(--blue);
    padding: 1.5rem;
    gap: 1.2rem;
    border-top: 1px solid rgba(255,255,255,0.15);
    align-items: flex-start;
    animation: slideDown 0.3s ease;
  }
  .nav-links.open a { font-size: 1rem; }
  .nav-phone { font-size: 0.85rem; padding: 7px 14px; }
}
@keyframes slideDown {
  from { opacity: 0; transform: translateY(-10px); }
  to { opacity: 1; transform: translateY(0); }
}

/* --- Hero --- */
.hero {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-deep) 60%, #1a0e8c 100%);
  padding: 110px 0 100px;
  position: relative;
  overflow: hidden;
}
/* Decorative background circles */
.hero::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(10,191,188,0.18) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0; right: 0;
  height: 70px;
  background: var(--white);
  clip-path: ellipse(55% 100% at 50% 100%);
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.hero-content { max-width: 620px; }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(10,191,188,0.18);
  color: #5ef5f2;
  border: 1px solid rgba(10,191,188,0.4);
  padding: 7px 18px;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 1.5rem;
}
.hero h1 { color: var(--white); margin-bottom: 1.25rem; line-height: 1.15; }
.hero h1 span { color: #5ef5f2; }
.hero p {
  color: rgba(255,255,255,0.85);
  font-size: 1.1rem;
  margin-bottom: 2rem;
  max-width: 520px;
}
.hero-ctas {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  align-items: center;
}
.hero-phone {
  color: var(--white);
  font-size: 1.2rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  gap: 8px;
  transition: all var(--trans);
}
.hero-phone:hover { color: #5ef5f2; transform: translateX(3px); }
.hero-phone svg { width: 22px; height: 22px; color: var(--teal); }

/* Hero right side — trust card */
.hero-trust {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  position: relative;
  z-index: 1;
}
.trust-card {
  background: rgba(255,255,255,0.1);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  display: flex;
  align-items: center;
  gap: 1rem;
  transition: all var(--trans);
}
.trust-card:hover {
  background: rgba(255,255,255,0.15);
  transform: translateX(-4px);
}
.trust-icon {
  width: 52px; height: 52px;
  background: linear-gradient(135deg, var(--teal), #07d4d1);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}
.trust-card h4 { color: var(--white); font-size: 0.95rem; margin-bottom: 0.2rem; }
.trust-card p { color: rgba(255,255,255,0.75); font-size: 0.82rem; margin: 0; }

/* --- Stats Bar --- */
.stats-bar {
  background: var(--white);
  box-shadow: 0 4px 24px rgba(65,48,251,0.10);
  padding: 36px 0;
  border-bottom: 1px solid rgba(65,48,251,0.08);
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  text-align: center;
}
.stat-item {
  position: relative;
  padding: 0 1rem;
}
.stat-item:not(:last-child)::after {
  content: '';
  position: absolute;
  right: 0; top: 10%; bottom: 10%;
  width: 1px;
  background: rgba(65,48,251,0.15);
}
.stat-num {
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 800;
  color: var(--blue);
  line-height: 1;
  margin-bottom: 0.3rem;
}
.stat-num span { color: var(--teal); }
.stat-label {
  font-size: 0.82rem;
  color: #666;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* --- Page Hero (inner pages) --- */
.page-hero {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-deep) 100%);
  padding: 80px 0 70px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  bottom: -2px; left: 0; right: 0;
  height: 50px;
  background: var(--white);
  clip-path: ellipse(55% 100% at 50% 100%);
}
.page-hero::after {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(10,191,188,0.15) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.page-hero h1 { color: var(--white); margin-bottom: 0.75rem; position: relative; z-index: 1; }
.page-hero p { color: rgba(255,255,255,0.85); font-size: 1.05rem; max-width: 580px; margin: 0 auto; position: relative; z-index: 1; }

/* --- Value Props --- */
.value-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.value-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  box-shadow: var(--shadow);
  text-align: center;
  transition: all var(--trans-slow);
  border-top: 3px solid var(--teal);
  position: relative;
  overflow: hidden;
}
.value-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue), var(--teal));
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}
.value-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.value-icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
  font-size: 1.5rem;
  box-shadow: 0 8px 20px rgba(65,48,251,0.25);
}
.value-card h3 { margin-bottom: 0.5rem; font-size: 1.1rem; }
.value-card p { font-size: 0.92rem; margin: 0; }

/* --- Section Headers --- */
.section-label {
  display: inline-block;
  color: var(--teal);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 0.6rem;
}
.section-title { margin-bottom: 0.75rem; }
.section-sub { font-size: 1.05rem; max-width: 600px; color: #555; }

/* --- About Section --- */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 4rem;
  align-items: center;
}
.about-img {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(65,48,251,0.20);
  position: relative;
}
.about-img::before {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: calc(var(--radius-lg) + 4px);
  background: linear-gradient(135deg, var(--blue), var(--teal));
  z-index: -1;
}
.about-img img { width: 100%; height: 420px; object-fit: cover; }
.about-img-placeholder {
  width: 100%;
  height: 420px;
  background: linear-gradient(135deg, #eef0ff, #d5d0ff);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: var(--blue);
  font-weight: 600;
}
.about-img-placeholder span:first-child { font-size: 3rem; }

/* --- Plan Cards --- */
.plans-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}
.plan-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow);
  border-left: 4px solid var(--blue);
  transition: all var(--trans-slow);
  position: relative;
  overflow: hidden;
}
.plan-card::after {
  content: '';
  position: absolute;
  bottom: 0; right: 0;
  width: 80px; height: 80px;
  background: radial-gradient(circle at bottom right, rgba(65,48,251,0.06) 0%, transparent 70%);
  pointer-events: none;
}
.plan-card:hover {
  transform: translateY(-4px);
  border-left-color: var(--teal);
  box-shadow: var(--shadow-md);
}
.plan-icon {
  font-size: 2.2rem;
  margin-bottom: 1rem;
  display: block;
}
.plan-card h3 { margin-bottom: 0.5rem; font-size: 1.2rem; }
.plan-card p { font-size: 0.93rem; margin-bottom: 1.25rem; }
.plan-tag {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: var(--bg);
  color: var(--blue);
  font-size: 0.8rem;
  font-weight: 700;
  padding: 6px 16px;
  border-radius: 50px;
  border: 1.5px solid rgba(65,48,251,0.2);
  transition: all var(--trans);
}
.plan-tag:hover {
  background: var(--blue);
  color: var(--white);
  border-color: var(--blue);
}

/* --- Steps / How It Works --- */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  position: relative;
}
.steps-grid::before {
  content: '';
  position: absolute;
  top: 36px; left: 10%; right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--blue), var(--teal));
  z-index: 0;
}
.step-card {
  text-align: center;
  position: relative;
  z-index: 1;
  transition: transform var(--trans);
}
.step-card:hover { transform: translateY(-4px); }
.step-num {
  width: 72px; height: 72px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--white);
  box-shadow: 0 8px 24px rgba(65,48,251,0.35);
  border: 4px solid var(--white);
}
.step-card h3 { font-size: 1rem; margin-bottom: 0.4rem; }
.step-card p { font-size: 0.88rem; color: #555; }

/* --- CTA Banner --- */
.cta-banner {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-deep) 50%, #0ABFBC 100%);
  padding: 90px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  top: -60px; left: -60px;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
  border-radius: 50%;
}
.cta-banner::after {
  content: '';
  position: absolute;
  bottom: -60px; right: -60px;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(255,255,255,0.06) 0%, transparent 70%);
  border-radius: 50%;
}
.cta-banner h2 { color: var(--white); margin-bottom: 0.75rem; position: relative; z-index: 1; }
.cta-banner p { color: rgba(255,255,255,0.88); font-size: 1.05rem; margin-bottom: 2rem; position: relative; z-index: 1; }
.cta-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
  align-items: center;
  position: relative;
  z-index: 1;
}
.cta-phone-link {
  color: var(--white);
  font-size: 1.4rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.12);
  padding: 12px 28px;
  border-radius: 50px;
  border: 2px solid rgba(255,255,255,0.3);
  transition: all var(--trans);
}
.cta-phone-link:hover {
  background: rgba(255,255,255,0.22);
  transform: translateY(-2px);
}

/* --- Areas Served --- */
.areas-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: center;
  margin-top: 1.5rem;
}
.area-pill {
  background: var(--white);
  border: 2px solid rgba(65,48,251,0.2);
  color: var(--blue);
  font-weight: 600;
  font-size: 0.9rem;
  padding: 10px 24px;
  border-radius: 50px;
  box-shadow: 0 2px 10px rgba(65,48,251,0.08);
  transition: all var(--trans);
}
.area-pill:hover {
  background: var(--blue);
  color: var(--white);
  border-color: var(--blue);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(65,48,251,0.25);
}

/* --- FAQ --- */
.faq-item {
  border-bottom: 1px solid rgba(65,48,251,0.1);
  padding: 1.5rem 0;
  transition: all var(--trans);
}
.faq-q {
  font-weight: 700;
  font-size: 1rem;
  color: var(--dark);
  margin-bottom: 0.5rem;
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
}
.faq-q::before {
  content: 'Q';
  background: linear-gradient(135deg, var(--blue), var(--blue-deep));
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 800;
  width: 24px; height: 24px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}
.faq-a {
  padding-left: 2rem;
  font-size: 0.93rem;
  color: #555;
  margin: 0;
  line-height: 1.7;
}

/* --- Contact Form / GHL Embed --- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 4rem;
  align-items: start;
}
.contact-info h2 { margin-bottom: 1rem; }
.contact-detail {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1.25rem;
  background: var(--bg);
  border-radius: var(--radius);
  margin-bottom: 1rem;
  border-left: 3px solid var(--teal);
  transition: all var(--trans);
}
.contact-detail:hover {
  transform: translateX(4px);
  box-shadow: var(--shadow);
}
.contact-detail-icon {
  font-size: 1.4rem;
  width: 48px; height: 48px;
  background: white;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 2px 10px rgba(65,48,251,0.12);
  flex-shrink: 0;
}
.contact-detail strong { display: block; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; color: #888; margin-bottom: 2px; }
.contact-detail a, .contact-detail span { font-size: 1rem; font-weight: 600; color: var(--dark); }
.contact-detail a:hover { color: var(--blue); }
.ghl-embed {
  background: var(--bg);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(65,48,251,0.08);
}
.ghl-embed h3 { margin-bottom: 1rem; }

/* --- Testimonials --- */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow);
  position: relative;
  transition: all var(--trans-slow);
  border-top: 3px solid transparent;
  border-image: linear-gradient(90deg, var(--blue), var(--teal)) 1;
}
.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}
.testimonial-quote {
  font-size: 2.5rem;
  color: var(--teal);
  line-height: 1;
  margin-bottom: 0.75rem;
  opacity: 0.6;
}
.testimonial-text {
  font-size: 0.93rem;
  color: #444;
  font-style: italic;
  margin-bottom: 1.25rem;
  line-height: 1.75;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.testimonial-avatar {
  width: 44px; height: 44px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
}
.testimonial-name { font-weight: 700; font-size: 0.9rem; color: var(--dark); }
.testimonial-loc { font-size: 0.8rem; color: #888; }
.stars { color: #f5a623; font-size: 0.85rem; margin-bottom: 0.3rem; }

/* --- Footer --- */
.site-footer {
  background: var(--dark);
  color: rgba(255,255,255,0.7);
  padding: 70px 0 30px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.footer-brand p { font-size: 0.9rem; margin-top: 1rem; line-height: 1.6; color: rgba(255,255,255,0.6); }
.footer-logo-name { color: var(--white); font-size: 1.05rem; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; margin-top: 0.75rem; }
.footer-h { color: var(--white); font-size: 0.85rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 1.2rem; }
.footer-links li { margin-bottom: 0.6rem; }
.footer-links a {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
  transition: all var(--trans);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
.footer-links a:hover { color: var(--teal); transform: translateX(4px); }
/* TPMO Disclaimer */
.tpmo-disclaimer {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 1.25rem 0;
  margin-top: 1.5rem;
  text-align: center;
  font-size: 0.78rem;
  line-height: 1.7;
  color: rgba(255,255,255,0.5);
}
.tpmo-disclaimer p { margin: 0.3rem 0; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.82rem;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.footer-phone {
  color: var(--teal);
  font-weight: 700;
  font-size: 1.1rem;
  transition: all var(--trans);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.footer-phone:hover { color: #5ef5f2; }
.footer-social {
  display: flex;
  gap: 0.75rem;
  margin-top: 1rem;
}
.footer-social a {
  width: 36px; height: 36px;
  background: rgba(255,255,255,0.08);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  transition: all var(--trans);
  border: 1px solid rgba(255,255,255,0.12);
}
.footer-social a:hover {
  background: var(--teal);
  border-color: var(--teal);
  transform: translateY(-2px);
}

/* --- Utility / Helpers --- */
.mb-1 { margin-bottom: 0.5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }
.mb-4 { margin-bottom: 2rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }

.inline-phone {
  color: var(--blue);
  font-weight: 700;
  white-space: nowrap;
}

/* --- Floating phone button (mobile) --- */
.float-cta {
  display: none;
  position: fixed;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 999;
  background: linear-gradient(135deg, var(--blue), var(--blue-deep));
  color: var(--white);
  font-weight: 700;
  font-size: 1rem;
  padding: 16px 32px;
  border-radius: 50px;
  box-shadow: 0 8px 32px rgba(65,48,251,0.5);
  white-space: nowrap;
  animation: pulse 2.5s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { box-shadow: 0 8px 32px rgba(65,48,251,0.5); }
  50% { box-shadow: 0 8px 40px rgba(65,48,251,0.7); }
}
@media (max-width: 768px) {
  .float-cta { display: flex; align-items: center; gap: 8px; }
}

/* --- Scroll to top button --- */
.scroll-top {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 44px; height: 44px;
  background: var(--blue);
  color: var(--white);
  border: none;
  border-radius: 50%;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  box-shadow: 0 4px 16px rgba(65,48,251,0.4);
  opacity: 0;
  transform: translateY(20px);
  transition: all var(--trans);
  z-index: 998;
}
.scroll-top.visible {
  opacity: 1;
  transform: translateY(0);
}
.scroll-top:hover { background: var(--blue-dark); transform: translateY(-2px); }

/* --- Responsive --- */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-trust { display: none; }
}
@media (max-width: 900px) {
  .value-grid       { grid-template-columns: 1fr; }
  .plans-grid       { grid-template-columns: 1fr; }
  .about-grid       { grid-template-columns: 1fr; gap: 2.5rem; }
  .steps-grid       { grid-template-columns: repeat(2, 1fr); }
  .steps-grid::before { display: none; }
  .contact-grid     { grid-template-columns: 1fr; gap: 2.5rem; }
  .footer-grid      { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom    { flex-direction: column; text-align: center; }
  .hero { padding: 80px 0 70px; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-item:nth-child(2)::after { display: none; }
  .testimonials-grid { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .steps-grid  { grid-template-columns: 1fr; }
  .hero-ctas   { flex-direction: column; align-items: flex-start; }
  .cta-actions { flex-direction: column; }
  .section     { padding: 70px 0; }
  .stats-grid  { grid-template-columns: 1fr 1fr; }
}